Moody’s climate-conditioned catastrophe models, global climate risk quantification, and climate scenario generators provide near- and long-term risk outlooks for climate change risk for both underwriting exposure and assets under management. 

Our comprehensive models and scenarios enable insurers to improve risk selection, incorporate new insights into their views of risk, and optimize both assets and liabilities. 

Insurers use our models to understand, evaluate, and manage climate change risk in multiple regions. We model potential disruptive events, calculate the probability of occurrence, and assess the associated losses.

Moody's advanced insurance solutions include Environmental, Social, and Governance (ESG) factors to provide a comprehensive perspective of pivotal risks and ESG underwriting and portfolio analysis based on the Partnership for Carbon Accounting (PCAF) standards. 

We assess ESG risks and carbon emissions by combining public and private company data, indicators, and scores using a specialized framework and cloud-native technology. 

Our solutions enable portfolio managers, underwriters, and sustainability officers to overcome the practical challenges of incorporating ESG underwriting and sustainability assessment and enable compliance with reporting standards. 

Insurers use our platform to integrate their own view of ESG risk into their workflows and processes and to stay ahead in an evolving market.

Moody's market-leading data solutions help insurers, reinsurers, and brokers to gain a differentiated, real-time understanding of exposure risks and extensive public and private entity business risks to reduce frictional expense and build consistency across their businesses.

With our data solutions, we can:

• Provide global entity coverage of more than 450 million public, private, and government entities and firmographic data for 65+ million business locations
  
  

• Deliver catastrophe information for every major peril and geography, with minimal technical overhead or latency
  
  

• Apply the same insights to analytics across underwriting, capital management, and reinsurance for consistency without the latency required by manual processes
  
  

• Integrate seamlessly into existing processes, providing insurers with extensive data coverage and powerful analytics
   

• Inform third-party relationships and economic trends

Moody’s client due diligence and business intelligence capabilities provide a full view of risk exposure in your portfolio throughout the customer lifecycle.  

Our data and insights on individuals and companies across the globe include sanctioned entities, PEPs (Politically Exposed Persons), watchlists, corporate structures, and beneficial ownership. You can integrate this risk information with your own customer and prospect data to improve onboarding and screening efficiency, safeguard your organization’s reputation, and streamline your anti-money laundering and client due diligence processes.