From local governments to the largest global corporations, our credit ratings, built upon rigorous, transparent methodologies, serve as a global language of credit.

Michael West, President of Moody's Investors Service

We distinguish ourselves with deep risk expertise, expansive information resources, and innovative application of technology, creating confidence for decision makers worldwide.

Stephen Tulenko, President of Moody's Analytics

overview
In a world where data is increasingly abundant, credible insight is rare. Moody’s capabilities enable informed decisions that promote progress.
overview
In a world where data is increasingly abundant, credible insight is rare
Good decisions rely on good inputs. Our analytical tools become trusted global standards for understanding the risk of doing business with others. With capabilities designed to optimize decision-making processes across organizations of all sizes, we are the chosen partner of leaders worldwide for advancing strategies for growth, risk management, sustainability and capital market access.

with moody’s

A wind-turbine manufacturer can obtain a credit rating on its bond issuance
A bank can evaluate the credit risk profile of a small business owner
An insurance company can automate EU solvency capital calculation and reporting requirements
A global real estate firm can research its next investment
A car manufacturer can understand the risk of its manufacturing footprint and supply chain from climate risk

moody’s by the numbers

*

79

+ trillion

in rated debt

18

+ million

US properties in our commercial real estate database

500

+ million

economic, financial, and
demographic time series

22,000

+

global events and outreach activities

1

+ million

facilities with Climate Risk Scores

100

+ million

financial statements representing more than 20 million global private firms

67,000

+

research pieces, indicators and analyses published annually

350

+ million

companies in our private company database

39,000

+

rate entities and transactions

OUR CAPABILITIES
Data
Moody’s provides organized, relevant and proprietary data resources that can be easily integrated into existing frameworks and processes.
Analytical Solutions
Moody’s provides tools that help leaders of organizations understand and process data. From economic forecasts to risk models and software, our solutions help decision makers efficiently identify and act on the most important and relevant information for their business.
Credit Analysis
Moody’s delivers independent, in-depth and transparent opinions on credit risk through its credit ratings. Our opinions enable issuers to efficiently access debt markets and investors to compare credit risk across countries and asset classes.
Assessments
Moody’s offers non-credit assessments that provide transparency and disclosures across risk categories, such as ESG and cyber risk, helping organizations navigate an evolving marketplace.
Research
Moody’s global coverage, expertise, track record and unique data sets shape our economic and credit market research, helping business leaders stay ahead of the curve.
strategic initiatives
Preparing for our future
We invest in strategic initiatives to serve a growing set of customers by expanding into new geographies and building capabilities adjacent to our core businesses.

David Platt, Chief Strategy Officer

ESG Risks & Opportunities
Environment, Social and Governance (ESG) considerations are critical to managing risk and seizing opportunities in today’s global capital markets. We are committed to transparently and systematically integrating ESG considerations into credit ratings and risk management solutions. Working with our affiliates, we are also developing stand-alone market-leading ESG, sustainable finance, and climate risk data, assessments and benchmarks to meet the growing needs of issuers, investors, and policy makers across the globe.
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ESG, Sustainable Finance and Climate Risk Solutions
Standalone ESG, Sustainable Finance, & Climate Risk Solutions
ESG ANALYTICS
  • Best-in-class analytic data, standards and tools that assist systematic evaluation of ESG
  • Serves demand for both ‘values’ and ‘materiality’ assessment
cLIMATE RISK ANALYTICS
  • Best-in-class analytic data, standards and tools that assist systematic evaluation of climate change risks
ESG integration into credit ratings & separate risk management solutions
CREDIT RATINGS
  • Integration of ESG and climate change risk assessment into ratings
  • Using own tools, VE and 427 data and analytics
Analytical Risk Solutions
  • Climate Change risk modelling and scenarios
  • Climate Research
Data, Technology & Innovation
Innovation is a critical function as technology and computing power change business processes and data becomes increasingly critical to finding opportunities for growth and assessing a range of risks. We support our customers’ digital transformation and automation by applying the most relevant modern technologies to support analytical processes and deliver our data and expertise. Through a combination of enhanced data sets, such as the world’s largest collection of private credit risk data, and machine learning capabilities, we offer solutions that bring valuable insight faster than ever before.
Spotlight on Moody’s Analytics Accelerator
The Moody’s Analytics Accelerator was created to leverage emerging technology and build next-generation solutions that address customer needs. The Accelerator uses a discovery-driven development framework and forms strategic partnerships with innovative financial technology companies to explore business opportunities adjacent to Moody’s Analytics core businesses.
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Our goal is to use the technologies of tomorrow to solve the challenges customers face today

Keith Berry, Head of the Moody's Analytics Accelerator

Supporting Growth in China
Moody’s connects China and the global markets through objective credit ratings, assessments and innovative solutions to empower informed decision-making. Our suite of services enables us to support the healthy development of China’s capital markets, both domestic and international. We look forward to expanding our presence to better serve our customers in China and continuing to contribute constructively to China’s sustainable growth after the signing of the US-China Interim Trade Agreement.
Linked services to provide a deeper, holistic understanding of risk
We enable Chinese debt issuers to access international funding through our credit ratings, and participate in the onshore bond market through our joint venture with CCXI, China’s largest domestic credit rating agency. In addition, we provide Chinese financial institutions, corporations and other entities with insight and analytical solutions. Finally, our investment in SynTao Green Finance has deepened our engagement in China’s financial markets with a focus on supporting sustainability and ESG.
Commercial Real Estate
Our goal is to become the leading source of data and analytics for commercial real estate (CRE) transactions. The CRE landscape is rapidly evolving as alternative business models, emerging technologies, and new data sets reshape conventional approaches to risk assessment.  

As CRE analysis becomes ever more complex, requiring multiple model inputs from tenant credit assessments to economic forecasts, we are driven to bring clarity to financial institutions and other organizations with significant exposures to this asset class. Through in-house innovations and external partnerships, we equip CRE industry players with advanced solutions that enable them to monitor portfolios and optimize workflows for better, faster lending and investment decisions.
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Building solutions to set new standards for CRE analysis
Financial services organizations have substantial exposures to CRE
CRE analysis is complex, requiring multiple model inputs from tenant credit assessments to economic forecasts
The current CRE data and analytics landscape is a highly fragmented, and expanding, ecosystem
Know-Your-Customer & Compliance and Financial Crime
Really knowing your business partners and customers, and other third parties, is an increasingly complex challenge as regulatory pressures evolve, and bad players become more adept at concealing themselves.

We are expanding our Know-Your-Customer capabilities to help organizations perform customer research more efficiently. With the world’s most powerful comparable data with extensive corporate structures and beneficial ownership, linked with politically exposed persons, sanctions and other adverse data to deliver new levels of certainty on third parties, and the individuals behind them. We can also help enterprises and public entities explore where the power and control lie in an organization – regardless of levels of ownership.

Our detailed, reliable information for third-party due diligence, anti-money laundering and know-your-customer compliance helps minimize reputation damage and risk exposure. In addition, our data capabilities can help with compliance in the areas of the EU Directives, anti-money laundering, FATCA, OFAC and general reputation risk management and business partner due diligence.
*Sources for "Moody’s by the Numbers":
Rated debt, entities, and transaction data from ir.moodys.com (Nov 2019)  /  Commercial real estate database data from reis.com   /  Time series data from Moody’s Analytics  /  Outreach data from Moody’s Events team & Moody’s Investors Service  / Climate risk scores data from Four Twenty Seven  /  Financial statements data from Moody’s Analytics Data Alliance  / Research and analyses data from Moody’s Research (All business units, Dec 2019) / Private company database data from Bureau van Dijk (Dec 2019)